Can you pay Shopify bills with a prepaid card?
No. Shopify says prepaid and virtual credit cards aren’t accepted for paying Shopify bills. It accepts credit cards, co-branded debit cards and, depending on your region and billing currency, PayPal, Shopify Balance, Apple Pay, Google Pay, ACH, SEPA Direct Debit or UPI.
Shopify’s help pages say: Prepaid and virtual credit cards aren’t accepted.
A Cardn3 card is prepaid, so it isn’t the right way to pay your Shopify bills. Use a method Shopify lists for your region instead.
Shopify payment rules
Summarised from Shopify’s own help pages on 28 Oct 2026. Rules change, so open the source before you rely on it.
- Payment methods
- Mastercard, Visa, American Express, Diners Club and Discover credit cards, co-branded debit cards, Shopify Balance, and by region PayPal, Revolut Pay, Apple Pay, Google Pay, ACH (US), SEPA Direct Debit and UPI (India).
- Prepaid cards
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Prepaid and virtual credit cards aren’t accepted.
This applies to paying your Shopify subscription and other Shopify bills. - Billing currency
- Bills are in your local currency where supported (AUD, CAD, EUR, INR, JPY and GBP on all plans; more, such as KRW, BRL and SGD, outside Plus). Elsewhere they are in US dollars.
- Card and country
- Payment options depend on your store’s region and billing currency, and the country of your billing address must match the country of one of your active business entities.
- Card checks
- Adding a card may place a temporary authorisation of about $1 USD (₹1 in India), released by most banks within a few business days. EU stores may need to pass 3D Secure.
- On your statement
- SHOPIFY * followed by the 9-digit bill number
- Where to change the card
- Settings → Billing → Billing profile → Add payment method
How to pay for Shopify with a Cardn3 card
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1
Get your card
Deposit crypto, buy a card, pay its activation deposit, and wait for the card details to appear in your Cardn3 dashboard.
How buying works -
2
Open payment settings
In Shopify, go to
SettingsBillingBilling profileAdd payment method -
3
Enter the card details
Type the card number, expiry date and CVV, and the billing address shown with your card details, exactly as written.
-
4
Cover every charge
A prepaid card can only pay what it holds. Keep enough balance for each charge, including tax and any currency conversion.
Why Shopify declines a card, and what to do
A declined payment doesn’t take money from a Cardn3 card. Work through these in order.
-
1
A prepaid or virtual card
Shopify doesn’t accept prepaid or virtual credit cards for its bills. Switch to a method Shopify lists for your region.
-
2
Recurring or international payments blocked
Shopify bills are recurring and often international, so the card must allow both.
-
3
Billing country doesn’t fit the store
Shopify says the country of your billing address must match the country of one of your active business entities.
-
4
A bill still unpaid
Retry from Settings › Billing › Pay bill. Repeated failed payments can freeze your store.
No card suggestion for Shopify
Shopify doesn’t accept prepaid cards for its bills, so this guide doesn’t suggest a Cardn3 card for it.
- Use a payment method Shopify lists for your country.
- Use a Cardn3 card where the service accepts prepaid cards, such as Netflix.
- Not sure? Ask support before you buy anything.
What a Cardn3 card costs
- Card price$100–$350
- Issue fee (included in the price)$5
- Activation deposit, after purchase$100–$200
- Monthly feeNone
- Pay with11 cryptocurrencies
The total is shown before you confirm. Full list on the pricing page.
Shopify payment questions
Can I pay my Shopify bill with a prepaid card?
No. Shopify’s help centre says prepaid and virtual credit cards aren’t accepted for paying Shopify bills.
What can I pay Shopify bills with?
Credit cards, debit cards co-branded with Mastercard, Visa or American Express, Shopify Balance and, depending on your region and billing currency, PayPal, Revolut Pay, Apple Pay, Google Pay, ACH, SEPA Direct Debit or UPI.
How does a Shopify bill appear on my statement?
As SHOPIFY * followed by the 9-digit bill number. A charge shown as SP * and a store name is a purchase from another Shopify store, not a Shopify bill.
Why is there a $1 charge after adding a card?
Shopify says your bank may place a temporary authorisation of about $1 USD to verify the card. It isn’t a charge and most banks release it within a few business days.
What does a Cardn3 card cost?
Card prices run from $100 to $350. A one-time $5 issue fee is included and the rest is loaded as card balance. There is no monthly fee. After purchase, each card type needs an activation deposit of $100–$200.
Paying for something else?
One card, one price, no monthly plan. Pay with crypto and find the card details in your Cardn3 dashboard.