Payment methods
Credit cards are the most widely accepted. Debit cards and prepaid cards are accepted with some restrictions. Card brands depend on the account currency (Mastercard and Visa, plus American Express for some currencies).
Advertising · Microsoft
Virtual Card for Microsoft Ads (Bing), Paid with Crypto
Thinking of paying for Microsoft Ads (Bing) with a Cardn3 prepaid virtual Visa or Mastercard? Microsoft limits how prepaid cards can be used, so read the note below first, then decide which billing option fits.
- $5 issue fee included
- No top-up or monthly fee
- Pay with USDT, BTC, ETH and more
Before you buy
Read the source ↗
Microsoft Advertising’s help pages say: Prepaid cards can only be used to fund prepay accounts, except in India.
So a prepaid card is for a prepay account, not a postpay (threshold) account. Microsoft also does not accept cards that ask for a PIN when paying.
From the source
What Microsoft Advertising says about payments
Summarised from Microsoft’s own help pages, checked 28 Oct 2026. Rules change, so open the source before you rely on it.
Prepaid cards
“Prepaid cards can only be used to fund prepay accounts, except in India.”
So a prepaid card is for a prepay account, not a postpay (threshold) account. Microsoft also does not accept cards that ask for a PIN when paying.
How billing works
Prepay: you add funds and charges are taken from them. Postpay threshold: you are charged on your monthly billing date or when you reach your threshold, whichever comes first.
Step by step
How to add a Cardn3 card to Microsoft Ads (Bing)
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1
Get your card
Deposit crypto, buy a card, pay its activation deposit, and wait for the card details to appear in your dashboard.
How buying works -
2
Open billing in Microsoft Ads (Bing)
Go to
BillingPayment methodsAdd card -
3
Enter the card details
Type the card number, expiry date and CVV, and the billing address shown with your card details, exactly as written.
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4
Keep the balance above your spend
A prepaid card can only pay what it holds. Check how Microsoft Ads (Bing) charges you and keep enough balance for each charge, including tax.
To verify a card, Microsoft may make a small authorization charge (for example $1), removed in a few days.
Pricing
What a Cardn3 card costs
- Card price$100–$350
- Issue fee (included)$5
- Activation deposit, after purchase$100–$200
- Top-up feeNone
- Monthly feeNone
USD cards
Cards to look at
If your ad account bills in US dollars, a USD card avoids a currency conversion on your side.
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Visa Card Usa Reloadable $150Cardn3 Virtual4347 69•• •••• ••••Visa Card Usa Reloadable USA · USD VISA
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Mastercard Usa Reloadable $100Cardn3 Virtual5275 20•• •••• ••••Mastercard Usa Reloadable USA · USD
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Reloadable Visa standard $120Cardn3 Virtual4937 28•• •••• ••••Reloadable Visa standard Visa Standard VISA
If Microsoft Ads (Bing) declines the card
A declined payment doesn’t take money from your card. Check these first.
- 1
Balance
The card must cover the full charge, including tax and any currency conversion.
- 2
Billing address
Use the billing address shown with your card details, exactly as written.
- 3
Platform rules
Microsoft decides which cards and countries it accepts. If the card is refused, contact support with the time of the attempt.
A payment card does not change Microsoft’s advertising policies, account reviews or restrictions. Follow the platform’s ad and billing rules.
Questions about Microsoft Ads (Bing) payments
Can I pay for Microsoft Ads (Bing) with a prepaid virtual card?
Microsoft Advertising’s help pages say: “Prepaid cards can only be used to fund prepay accounts, except in India.” Each platform decides which cards it accepts, so check your ad account’s payment options before you buy.
How do I add a virtual card to Microsoft Ads (Bing)?
In Microsoft Ads (Bing), go to Billing › Payment methods › Add card. Enter the card number, expiry date and CVV from your Cardn3 dashboard, and the billing address shown with your card details.
Why was my card declined on Microsoft Ads (Bing)?
The usual causes are a card balance that doesn’t cover the charge (including tax), a billing address that doesn’t match the one on your card details, or a platform or region that doesn’t take prepaid cards. A declined payment doesn’t take money from your card. Message support if it keeps happening.
What does a Cardn3 card cost?
Card prices run from $100 to $350. A one-time $5 issue fee is included and the rest is loaded as card balance. There is no top-up fee and no monthly fee. After purchase, each card type needs an activation deposit of $100–$200.
Ready to fund your Microsoft Ads (Bing) ads?
Pick a Cardn3 prepaid virtual Visa or Mastercard, pay with crypto, and add it to your ad account.