Paying for Midjourney with a prepaid virtual card
Midjourney takes the cards its payment processor Stripe accepts, such as Visa, Mastercard and American Express, and charges in US dollars only. Its help pages don’t mention prepaid cards, and PayPal isn’t supported. A US dollar card avoids a currency conversion on your side.
Midjourney payment rules
Summarised from Midjourney’s own help pages on 28 Oct 2026. Rules change, so open the source before you rely on it.
- Payment methods
- Payment methods Stripe accepts: major credit and debit cards such as Visa, Mastercard and American Express, plus some wallets (Apple Pay, Amazon Pay, Alipay, Google Pay, Link) in some regions. PayPal isn’t supported.
- Prepaid cards
- Not mentioned. Midjourney says it can only accept the payment methods shown at checkout.
- Billing currency
- US dollars only. If your card is in another currency, your bank converts the payment and may add a foreign transaction fee.
- Card and country
- Your billing address must match the address your card issuer has on file. Midjourney says even small differences can cause a failed payment.
- Where to change the card
- Manage Subscription → Edit Billing → + Add payment method
How to pay for Midjourney with a Cardn3 card
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1
Get your card
Deposit crypto, buy a card, pay its activation deposit, and wait for the card details to appear in your Cardn3 dashboard.
How buying works -
2
Open payment settings
In Midjourney, go to
Manage SubscriptionEdit Billing+ Add payment method -
3
Enter the card details
Type the card number, expiry date and CVV, and the billing address shown with your card details, exactly as written.
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4
Cover every charge
A prepaid card can only pay what it holds. Keep enough balance for each charge, including tax and any currency conversion.
In the billing portal, use the … menu to make the new card your default. You must keep at least one card on file while the subscription is active.
Why Midjourney declines a card, and what to do
A declined payment doesn’t take money from a Cardn3 card. Work through these in order.
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1
Card details entered wrong
Check the name, card number, CVC and expiry date against your Cardn3 dashboard.
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2
Billing address doesn’t match
Use the billing address shown with your card details. Midjourney says even small differences can make a payment fail.
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3
Not enough balance
The card must hold the full price in US dollars. A card in another currency is converted first, which can change the amount.
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4
A pending charge after a decline
Midjourney says a declined payment often shows as a pending transaction that goes away by itself. A successful payment always comes with a receipt email.
Cardn3 cards to look at for Midjourney
Midjourney bills in US dollars, so these Cardn3 USD cards mean no currency conversion on your side.
What a Cardn3 card costs
- Card price$100–$350
- Issue fee (included in the price)$5
- Activation deposit, after purchase$100–$200
- Monthly feeNone
- Pay with11 cryptocurrencies
The total is shown before you confirm. Full list on the pricing page.
Midjourney payment questions
Does Midjourney accept prepaid cards?
Midjourney’s help pages don’t mention prepaid cards. It accepts the payment methods Stripe offers at checkout, such as Visa, Mastercard and American Express. Ask Cardn3 support before you buy if you are unsure.
What currency does Midjourney charge in?
US dollars only. Midjourney says your bank converts other currencies and may add a foreign transaction fee, so a USD card avoids that step.
Can I pay for Midjourney with PayPal?
No. Midjourney says PayPal isn’t currently supported.
Where do I change my card in Midjourney?
On midjourney.com, open Manage Subscription, select Edit Billing, then + Add payment method in the billing portal.
What does a Cardn3 card cost?
Card prices run from $100 to $350. A one-time $5 issue fee is included and the rest is loaded as card balance. There is no monthly fee. After purchase, each card type needs an activation deposit of $100–$200.
Ready to subscribe to Midjourney?
One card, one price, no monthly plan. Pay with crypto and find the card details in your Cardn3 dashboard.